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Hi, I am Brian Petrone here to tell you that on your own you can do CREDIT REPAIR, prepare to resubmit a few times and do battle with them or we can do it for you. There is no secret way to do it; in fact we will tell you how to do it. Sure we might get flack from some flim-flam internet site that wants to scam you!  Credit Repair is 100% legal, using a third party such as us is legal and you have Consumer Credit File Rights.

                                  Up to now Evey site you have seen has been filled with Hype:
     on the SECRETS of CREDIT REPAIR or
WHAT THEY DON'T WANT YOU TO KNOW!
      The SECRET is there NO SECRET!  We are not selling Books or Secrets We offer a Service from real live agents.
            
You can do it yourself or we can do it for you!  We are a licensed agency with trained agents.

How Our Service is Superior to all others.
When you use another Credit Repair Company you have no
idea if they actually filed the disputes. We prepare your entire dispute file; send it to you so you can review it, you double check our work then you personally mail it in Pre-Paid Postage Priority Mail Envelopes and Receipt of Delivery ready to go upon your approval to the credit bureaus! That's right! We are so sure of
our work we include the entire packet together with Not to mention we also give you the entire file on a CD-Rom for your records.
                                   
                                    Call toll Free (888) 202-1720


Our service is performed as a paralegal, where we review with you the reports that Trans Union, Equifax and Experian have about you.
Remember, there are no legal ways to "fix" your credit, make a "New Credit File" or Delete accurate information. The only way to improve your credit score is to remove incorrect negative information, remove accounts, debts and judgments that are past the legal time limit. Then pay your bills on time, do not use your entire line and keep your accounts monitored. Only time and effort will bring your score up and our paralegal staff can help.

We offer 3 options for NATIONWIDE SERVICE;   Need Fast Service for Mortgage Approval? go to : Rapid Rescore

Option 1: 100% Do-It-Yourself  Price: $7.95   Includes; Guide to Repair, Repair Letter Template, Check List, Opt Out information.

Option 2: Consultation  FREE! Includes; Personal Consultation of your self supplied Credit Report we discuss your options.

Option 3: Full Service Credit Repair  Price $325.00  Includes; Personal Consultation of your self supplied Credit Report. We verify all information for accuracy, we will dispute any negative inaccurate information, We will dispute incorrect personal information in writing via certified mail. Includes 8 items per Bureau, Offer you Opt-Out for inquires.

Plus we do more.

Additional services and fees may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments.

Credit Repair can make things a lot easier on you. Repairing bad credit is not easy, but you should repair your credit if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report.
                                                         
Everything that we do for Credit Repair you can do on your own. The only difference is that we have the time and experience it takes to obtain results to repair credit. You can repair Credit on your own and reach the same goal as we can, but the question is; do you have the time for Credit Repair, the resources to repair bad credit, and the relentlessness to stay on top of the creditors, on top of the credit reporting agencies and file motions if needed?
   We prefer for you to Call toll Free (888) 202-1720
for faster service. 
                                                                                  or Fill out the no cost no obligation inquiry form
                                                      Also for more detailed information visit Monarch Credit Repair .com

                        You Have our names, our contact information is at the bottom of the page you can be sure this service is legitimate. 
                         Brian Petrone Judgment Enforcement Agency / Payment Systems, 
Florida License # CCA 0700729  
                                                                        Judgment Enforcement Agency, New Jersey Bond # 70005908
    
Please, Read our information below and realize that you can do this yourself. We offer a service, that can make it easier and or faster for you, we are a Licensed Collection Agency and Judgment Enforcement Agency with experience in these matters, who better to help you?

If you can answer yes to all of these questions then you do not need us, you can do Credit Repair yourself. If you don't feel you have the time or the staying power to repair your credit then please look into what we have to offer. Plus we do and may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments. can make things a lot easier on you. is not easy, but you should if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report.  

Plus we do and may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments. can make things a lot easier on you. is not easy, but you should if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report. 

Plus we do and may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments. can make things a lot easier on you. is not easy, but you should if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report. 

Plus we do and may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments. can make things a lot easier on you. is not easy, but you should if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report. 

Plus we do and may apply to dispute more then 8 items per bureau and to file Motions in Court to remove Judgments. can make things a lot easier on you. is not easy, but you should if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report.

Our service includes:

Bankruptcy, tax lien updates, collections errors, change offs errors, student loans, repossessions, credit inquiries, late payments, child support, judgments, foreclosure, derogatory items, false items and more. We also Re-review your credit report once they send it back and keep batteling untill they get it right.
We even make them verify how they got the information if they claim it is accurate.

FACT:
Accurate negative credit information can NOT be erased.
Accurate credit information cannot be erased from a credit report within seven years of the reporting period. The only information that can be changed are items which are actually wrong, or are beyond the seven year reporting date. If you have a poor credit history, time is the only thing that will heal your past credit report.


Things we can do

Improve your credit rating by;

Dispute of Inaccurate Information

Remove or Correct Inaccurate Negative Information

Remove Expired or Debts that are past the Statute of Limitations

Remove Debt that is not yours

Correct Bankruptcy Information

File Motion to Remove Judgment of Public Record (if your state law allows). 

Remove Judgment from Record (if motion is granted by the court).

Remove Unauthorized Credit Inquiries

Things we can not do

Remove Accurate Information (positive or negative).

Remove Judgments without Court Order

Remove Verified Accurate Inquiries

Make your debts go away

Things we will not do

Provide false information to you or anyone

Make a new Credit file

Make False Promises



               



Credit repair and repair your credit on you own.
How do I repair my credit is a question asked by many people with bad credit. You are not alone millions of consumers have credit in need or credit repair. To start fresh and repair you credit contact us as listed below.

Email: info@repair-my-credit.biz

Nationwide Service from the comfort of your home.
Toll Free: (888) 202-1720

Fax: (888) 520-7847

Florida: (941) 375-0129

New Jersey: (732) 579-8469

MAILING ADDRESS:

BPJEA
P.O. BOX 274
VENICE, FL 34284-0274

NJ Office:
1445  U.S. Highway 130, Suite 7
North Brunswick, NJ 08902

Fl Office:
Tamiami Trail
Venice, FL 34293



 



HOW CREDIT REPAIR WILL HELP YOU

Lower interest rates.

Qualify for rent.

Get new credit.

Go to school.

Plan a vacation.

Buy a Car.

Buy a Home.

Start a business.

Build or Re-build your future.

Security for your family.



Things to Be Cautious of;

You see the advertisements in newspapers, on TV, and on the Internet.  You hear them on the radio. You get fliers in the mail. You may even get
calls from telemarketers offering credit repair services.

They all make the same claims:
 
* “Credit problems? No problem!”
* “We can erase your bad credit,100% guaranteed.”
* “Create a new credit identity — legally.”
* “We can remove bankruptcies, judgments, liens,  
     and bad loans from your credit file forever!”

Do yourself a favor and save some money, too.

Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.

The Scam Everyday, companys nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can’t deliver. After you pay them hundreds or thousands of dollars in fees, these companies do nothing to improve your credit report; most simply vanish with your money.

The Warning Signs If you decide to respond to a credit repair offer, look for these tell-tale signs of a scam: companies that want you to pay for credit repair services before they provide any services.

Companies that do not tell you your legal rights and what you can do for yourself for free.
Companies that recommend that you not contact a credit reporting company directly. Companies that suggest that you try to invent a “new” credit identity — and then, a new credit report — by applying for an Employer Identification Number to use instead of your Social Security number. companies that advise you to dispute all information in your credit report or take any action that seems illegal, like creating a new credit identity.

If you follow illegal advice and commit fraud, you may be subject to prosecution. You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information.

It’s a federal crime to lie on a loan or credit application, to misrepresent your Social Security number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.

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Wisconsin  Wis. WI Madison Do it yourself Credit Repair
Wyoming  Wyo. WY Cheyenne Do it yourself Credit Repair


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