What We Do
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Our service includes:
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Bankruptcy, tax lien updates, collections errors, change offs errors, student loans, repossessions, credit inquiries, late payments, child support, judgments, foreclosure, derogatory items, false items and more. We also Re-review your credit report once they send it back and keep battling until they get it right.
We even make them verify how they got the information if they claim it is accurate.
Use Our Service
Update, fix, repair and monitor your credit for you.
WE WILL DISPUTE ANY ITEM FOR YOU!
It is 100% legal to challenge ANYTHING on your credit report . The law allows you to request a reinvestigation of information in your file and dispute as inaccurate or incomplete.
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Our service
is performed where we review with you the reports that Trans Union, Equifax and Experian have about you. Remember, there are no legal ways to "fix" your credit, make a "New Credit File" or Delete accurate information. The only way to improve your credit score is to remove incorrect negative information, remove accounts, debts and judgments that are past the legal time limit. Then pay your bills on time, do not use your entire line and keep your accounts monitored. Only time and effort will bring your score up and our paralegal staff can help.
1. Help you obtain your Credit Profile /Credit Report.
Print or View More Information
We require you to have a credit report not more then 2 weeks old for accuracy.
It may be obtained via
AnnualCreditReport.com
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2. Review the Credit Report.
Once you obtain the credit report we discuss it with you. Then we further review it on our own, make notes and forward it to you. We then verify all accounts and disputes you have in preparation of filing disputes.
Demand debts to be Validated! They Must prove in writing that the debt is owed!
3. Data Base & Tracking
We enter all information in our state-of-the-art software where we produce all necessary documents, archive and schedule dates to expect responses.
4. Your Approval
We forward all prepared documents to you with credit report attached for your final review. Once you approve you will drop in the mail in our postage included Priority Mail w/ proof of delivery receipt.
Detailed List of Service
5. Your Records
We include in your delivery a CD-Rom copy of every document and proofs of mailing. Along with tips on increasing your credit score once the disputes are settled.
6. RESULTS!
We do not take no for an answer! Once you receive the updated credit reports we make sure your demands were met! If there are legitimate issues that they refuse to remove we will demand a 24 hour removal. If they fail to do so you may opt to file a formal complaint with the Federal Trade Commission. (They will comply when they realize we are serious).
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Credit Profile Accuracy
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when you submit your credit report we will examine it for accuracy and accounts which are being reported negatively and correct them.
Things we can do
Improve your credit rating by;
Demand Proof of the Debt (Validate debt)
Remove Account if not Validated
Dispute of Inaccurate Information
Remove or Correct Inaccurate Negative Information
Remove Expired or Debts that are past the Statute of Limitations
Remove Debt that is not yours
Correct Bankruptcy Information
File Motion to Remove Judgment of Public Record (if your state law allows).
Remove Judgment from Record (if motion is granted by the court).
Remove Unauthorized Credit Inquiries
Things we can not do
Remove Accurate Information (positive or negative) But the creditor must prove it!
Remove Judgments without Court Order
Remove Verified Accurate Inquiries
Make your debts go away
Things we will not do
Provide false information to you or anyone
Make a new Credit file
Make False Promises
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