What We Do |
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| Our service
includes: |
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Bankruptcy, tax lien
updates, collections errors, change offs errors, student
loans, repossessions, credit inquiries, late payments, child
support, judgments, foreclosure, derogatory items, false items
and more. We also Re-review your credit report once they send
it back and keep battling until they get it right.
We even make them verify how they got the
information if they claim it is accurate.
Use
Our Service
Update, fix, repair and monitor your
credit for you.
WE WILL DISPUTE ANY ITEM FOR
YOU!
It is 100%
legal to challenge ANYTHING on your credit report .
The law allows you to request a reinvestigation of information
in your file and dispute as inaccurate or
incomplete. |
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Our service is performed where we
review with you the reports that Trans Union, Equifax and Experian
have about you. Remember, there are no legal ways to "fix" your
credit, make a "New Credit File" or Delete accurate information. The
only way to improve your credit score is to remove incorrect
negative information, remove accounts, debts and judgments that
are past the legal time limit. Then pay your bills on time, do not
use your entire line and keep your accounts monitored. Only
time and effort will bring your score up and our paralegal staff can
help.
1. Help you
obtain your Credit Profile /Credit Report. Print or View More
Information
We
require you to have a credit report not more then 2 weeks old for
accuracy.
It may be obtained via AnnualCreditReport.com
.
2. Review the
Credit Report.
Once you obtain the credit report we discuss
it with you. Then we further review it on our own, make notes and
forward it to you. We then verify all accounts and disputes you have
in preparation of filing disputes.
Demand debts to be Validated! They Must prove in writing that
the debt is owed!
3. Data Base & Tracking
We enter all
information in our state-of-the-art software where we produce all
necessary documents, archive and schedule dates to expect
responses.
4.
Your Approval
We forward all prepared documents to you with
credit report attached for your final review. Once you approve you
will drop in the mail in our postage included Priority Mail w/ proof
of delivery receipt. Detailed List of Service
5. Your Records
We include in your delivery a
CD-Rom copy of every document and proofs of mailing. Along with tips
on increasing your credit score once the disputes are
settled.
6.
RESULTS!
We do not take no for an answer! Once you receive
the updated credit reports we make sure your demands were met! If
there are legitimate issues that they refuse to remove we will
demand a 24 hour removal. If they fail to do so you may opt to file
a formal complaint with the Federal Trade Commission. (They will
comply when they realize we are serious).
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Credit Profile Accuracy |
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when you submit your credit report we will examine it for accuracy and accounts which are being reported negatively and correct them.
Things we can
do
Improve your credit
rating by;
Demand Proof of the Debt (Validate
debt)
Remove Account if not Validated
Dispute
of Inaccurate Information
Remove or Correct Inaccurate
Negative Information
Remove Expired or Debts that are past
the Statute of Limitations
Remove Debt that is not
yours
Correct Bankruptcy Information
File Motion to
Remove Judgment of Public Record (if your state law
allows).
Remove Judgment from Record (if motion is
granted by the court).
Remove Unauthorized Credit
Inquiries
Things we can not
do
Remove Accurate Information
(positive or negative) But the creditor must prove it!
Remove
Judgments without Court Order
Remove Verified Accurate
Inquiries
Make your debts go
away
Things we will not
do
Provide false
information to you or anyone
Make a new Credit
file
Make False
Promises
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